Check your eligibility instantly with our free DSR calculator — trusted by thousands of Malaysian home buyers.
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Enter your details below to receive your personalised home loan eligibility report.
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This is a preliminary surface-level check only. Results are not a guarantee of loan approval. Subject to bank assessment, CTOS/CCRIS record and other conditions.
Step 1 of 425%
Step 1 of 4
What is your citizenship status?
This affects your rebate & loan eligibility.
Step 2 of 4
How old are you?
Your age determines your maximum loan tenure (up to age 70).
Step 3 of 4
What is your employment type?
This helps us calculate your eligible income accurately.
⚠️ Requirements for Self-Employed
• Business registered with SSM for a minimum of 2 years
• Minimum 2 years of income tax (LHDN) filing
Both conditions must be met for bank consideration. If either requirement is not fulfilled, we recommend applying with a salaried joint applicant (joiner).
Your Eligible Monthly Income
RM0
Based on your declared income. Subject to bank assessment.
Step 4 of 4 — Almost done!
Any existing monthly commitments?
Car loan, personal loan, PTPTN, credit card etc. Enter 0 if none.
Analysing your profile...
Calculating DSR · Checking eligibility · Finding best units
😔
Not Quite There Yet
Based on your current income, your DSR is above 70%. But don't give up — you have a solution below!
✨ Here's Your Solution
👨👩👦 Add a Joint Applicant (Joiner)
A spouse, parent or sibling can combine their income with yours. Enter their details below — system recalculates instantly.
Joiner Eligible Monthly Income
RM0
Based on declared income. Subject to bank assessment.
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Our consultants will help you find the best path to homeownership.
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✅ Congratulations — You Qualify!
A Home Is Waiting For You,
Based on your profile, here are the units you can comfortably afford.
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📍 Semenyih, Selangor · Freehold · Double Storey · 4 Bed 3 Bath
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Your details are pre-filled. Just tap submit and our consultant will reach out with full brochure and booking info.
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